Citibank(R) Helps Customers Earn More Money with Highly Competitive Rates on Its Savings Products

NEW YORK — In these economic times, individuals can bank on a financial institution with a 200 year history to help grow their savings. To further its commitment to helping customers reach their savings goals, Citibank, a leading global provider of financial services, is offering highly competitive rates on its savings products offered in the U.S. Now, customers can earn more money in less time when they open a Citibank 6-month Certificate of Deposit (CD). Citibank is also offering a higher rate for new customers of its Citibank Rate Accelerator Money Market Account when they perform qualifying checking transactions, such as direct deposit, debit card purchases or bill payments.

“We want consumers to feel confident knowing that at Citibank, we’re committed to helping our customers’ money work harder and to helping them maintain their financial health,” said Peter Knitzer, Chairman and CEO of Citibank North America. “By saving with Citibank – a name and institution they can trust – our customers will be able to earn more money towards their savings plan.”

For consumers looking to save with a guaranteed – and highly competitive – interest rate, a Citibank 6-month CD currently offers the following benefits:

— 4.00% Annual Percentage Yield on a 3.92% interest rate

— No personal checking account required

— Citibank(R) Banking Card to access account information online, by phone and at ATMs

One of the three qualifying products or services required to help earn reward points when enrolled in Citi’s ThankYou(R) Network

— FDIC insured up to $100,000

— Minimum opening deposit varies by state

For consumers who want access to their money at any time, Citibank offers an accelerated interest rate with the safety of FDIC insurance, when they open a Citibank Rate Accelerator Money Market Account and perform qualifying activities like bill pay, direct deposit or use their debit card for payments. Benefits of the Citibank Rate Accelerator Money Market Account currently include:

— Up to 3.75% Annual Percentage Yield on a minimum balance of $25,000 or more

— Convenient access via Citibank(R) Online, CitiPhone Banking(R), CitiMobile(SM), Financial Centers or ATMs

— Schedule a recurring transfer between checking and savings accounts at no cost

— FDIC insured up to $100,000

To open a CD or Money Market account, visit a Citibank Financial Center or call 1-888-CITIBANK.

About Citibank

Citibank is a member of Citigroup, the leading global financial services company with approximately 200 million customer accounts that does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Citigroup’s major brand names include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Nikko. Additional information may be found at or